Harbor Payments to Present at Needham & Company's Annual Growth Conference

Atlanta, GA, Jan 5, 2005 – Harbor Payments, Inc., a leading provider of electronic invoicing, billing and payment solutions, announced today that they have been invited to present at the Needham & Company Annual Growth Conference in New York, January 11-14, 2005. The company will be one of 25 promising private companies in the payments, information and marketing industries that will be presenting.

Ashish Bahl, CEO and Colin Rogoff, CFO will present on Monday, January 11 at 4:50pm EST.

About Harbor Payments

Harbor Payments is an industry-leading comprehensive payment services provider that offers next generation payment management solutions. Harbor Payment’s’ solutions streamline and centralize the complete payment workflow from purchase order generation to payment execution. Headquartered in Atlanta, the company has strategic backing from established industry leaders including First Data Corporation, Marsh & McLennan Companies, Inc., and Fortis, Inc. For more information, please visit the company's web site at www.harborpayments.com